Shooting Sports Financing
3 Months Interest Free Financing Available**
Financing your next firearm and accessory purchase is easy. Why pay for the full purchase upfront when you can have smaller monthly payments? Better yet, get approved with no credit impact. You’re never locked in full term with the ability to buyout anytime, payoff your principal in 3 months to pay no interest* (depending on your offer details) or spread your payments out over the full length of your contract to adventure now, pay later.
How To Finance With Credova
- Apply in-cart after shopping and use your approval right at checkout.
- Apply directly on . Shop online and authenticate your approval during checkout.
- Approvals in Seconds: Apply online 24/7 for financing approvals in seconds. Applications can be filled out from any device with an internet connection. If you have any questions about the application, call 833-273-3682 to reach customer support during normal business hours of 6AM to 6PM PST.
- 3 Months Interest Free*: Payoff your principal in 3 months and you pay no interest. You can also spread your payments out up to the term length provided in your offer. Approvals for 3 months interest free offers are dependent upon the applicant’s credit profile. Keep in mind, not all offers are 3 month interest free. Credova counts one month as 30 days, so 3 months = 90 days. Please review your offer details closely prior to completing your purchase.
- Get Prequalified With No Credit Impact: There are no hard inquiries so you can get prequalified with no impact to your credit score.
- Pay Over Time: Credova puts the purchasing power in your hands with monthly payments instead of paying for the entire purchase upfront.
- Customer Support: Credova has dedicated support available for any questions or assistance you may need during normal business hours of 3AM to 3PM PST.
Frequently Asked Questions
How does 3 months interest free financing work?
It’s simple. Pay off your principle within the 3 month promotional period and you pay no interest. Keep in mind, you must make your regular monthly payments on time because if you miss a payment or are late, you no longer qualify for the promotion. Credova counts one month as 30 days, so 3 months = 90 days. Keep in mind, not all offers are 3 months interest free.
Are all financing approvals 3 months interest free?
Not all financing approvals are 3 months interest free. If you are approved for a 3 months interest free offer, your approval page will clearly indicate as such. If you have any questions whether or not you are approved for a 3 months interest free offer, please feel free to reach out to Credova support to discuss.
What if I don’t pay off my balance in 3 months?
If you’re unable to pay off your contract within the 3 month promotional period, you’ll be responsible for the full terms and conditions of your contract. This means, you will have to pay any and all incurred interest. Keep in mind, not all offers include the 3 months interest free option.
Can I still payoff my contract early, even if it’s past the 3 month promotional period?
You can buyout of your contract at any time. If you’d like to payoff your contract early, but it’s past the 3 months promotional period, then you’ll pay interest up until the point you payoff the remainder of your principal. You will not be responsible for future months interest charges after your buyout.
What type of financing is offered?
Credova is partnered with a network of financing options that offer retail installment sales contracts (RISCs) and/or closed-end consumer lease agreements.
What is the difference between a RISC and a Closed-End Consumer Lease Agreement?
With a RISC, you are purchasing the item and agreeing to make installment payments over a specific term plus any associated interest rate. A closed-end consumer lease agreement doesn’t have an interest rate, but rather charges monthly leasing fees. With a closed-end consumer lease, you are leasing the item/s from a lessor and have the option to purchase the item during the course of the lease.
What are the leasing fees?
If you choose to accept a closed-end consumer lease offer, with each monthly payment, you will pay leasing fees. These fees represent the premium charged by the lessor for allowing you to lease an item and will vary depending on customer approval information. Please review your offer/s carefully prior to completing your agreement.
What is the interest rate?
The interest rate is the amount charged, as a percentage of principal, by a retailer to a customer for the ability to pay for an item over time. This is often expressed over an annual basis commonly referred to as the annual percentage rate (APR). The system considers more than just your credit and your interest rate will vary based on the information you provide. Please review your offer/s carefully prior to completing your agreement.
Am I locked into financing for the full term?
Not at all. Whether you are using a RISC or a closed-end consumer lease, you can payoff your balance at anytime and there are never any prepayment penalties.
How Easy Is it to Apply?
Very easy! Online applications only require basic information and you can receive an approval in seconds.
How much will I be approved for?
Depending on your application details, you can be approved for offers up to $5,000.
If I have bad credit, will I be declined?
Credova considers all credit types in the approval process. Keep in mind, there is no hard credit inquiry, so applying won’t affect your credit score.
How often are payments made?
Payments are required at minimum once a month on your scheduled due date.
When will my purchase be shipped to me?
Please allow up to 10 business days for loan processing to complete and products to ship. Any firearm purchase must be shipped to your local FFL dealer rather than your home address. For shipping timing and tracking, Daniel Defense will provide tracking once the firearm has shipped.
How much do I have to pay today?
You will not be required to make a payment today if you chose Credova as your payment method. Your first payment will be due in approx. 30 days from your purchase date.
Can I finance a firearm or any other product if I am in a different state than Daniel Defense?
Yes, you can finance firearms or a combination of any other products out of state. Certain restrictions may apply. Pleae be aware, all firearms purchases must ship to and be picked up at a local FFL dealer.
What if I need to return my purchase?
If you need to make a return, please contact Daniel Defense at 1-866-554-GUNS (4867) or refer to our Return Policy by clicking HERE. Our world-class consumer services team will work directly with you to facilitate a return.
How do I apply?
You may apply for financing anytime prior to checking out. There are multiple places throughout the website that will provide a link for you to apply, including any place where you see “Get Financing For As Low As” on product pages. You can also visit www.Credova.com and select the Apply Now button in the top right corner. Select Daniel Defense as your preferred retailer during the application process.
If I am approved, how long is my approval good for?
Pre-qualification approvals are good for 30 days while full approvals are good for 60 days.
Who can assist me if I am having trouble with my application?
If you have any questions about your financing or need assistance with your application, please reach out to Credova support at 833-273-3382. You can also e-mail support at firstname.lastname@example.org or visit the Credova website at www.Credova.com and select the Chat feature from the homepage.
Am I able to finance a purchase if using a discount code or special promotion?
Only purchases at full MSRP qualify for financing. Discounts and promotions disqualify the purchaser from the finance option.
I receive the Law Enforcement / Military Discount. Am I able to finance my order?
Customers utilizing the law enforcement / military discount do not qualify for financing.
Can I still payoff my contract early, even if I didn’t receive a 3 months interest free offer?*
You are able to buyout of your contract at anytime. Keep in mind, you will be responsible for either financing/leasing fees or interest if you do not have a 3 months interest free offer.